5 Jefferson Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Jefferson Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,439 sqft · built 1926
Lot Size	0.161 acres (7,022 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-G B:0008 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-G B:0008 L:0001`
Alternative APNs	`M:011=G B:0008 L:0001` `3187019`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,439 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	789 sqft
Basement Area	789 sqft
Unfinished Basement	789 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,022 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3187019
Street Address	5 JEFFERSON AVE
City	SAUGUS
State	MA
Zip	01906-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2001
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 JEFFERSON AVE, SAUGUS, MA 01906-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Sep 13, 2023	Quit Claim Deed, Transfer · ARM MOVEMENT MORTGAGE
Jul 19, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 8, 2023
Transfer Doc	0913003360
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 JEFFERSON AVE, SAUGUS, MA 01906-1407
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041758-607
Date	Sep 13, 2023
Book Page	41758/607
Instrument	20230913003380

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	949 Months
Due	Oct 1, 2102

Interest

Rate Type	Adjustable Rate
Rate	7.77%
Type Change Date	Nov 1, 2023
Index	Other

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 13, 2023
Property Address	5 JEFFERSON AVE, SAUGUS, MA 01906-1407
Document Number	041758-587
Book / Page	41758 / 587
Instrument Date	Sep 8, 2023
Instrument	20230913003360
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 JEFFERSON AVE, SAUGUS, MA 01906-1407

Mortgage

Document Number	041758-591
Date	Sep 13, 2023
Book Page	41758/591
Instrument	20230913003370

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	949 Months
Due	Oct 1, 2102

Interest

Rate Type	Adjustable Rate
Rate	7.77%
Type Change Date	Nov 1, 2023
Index	Other

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 19, 2023
Property Address	5 JEFFERSON AVE, SAUGUS, MA 01906-1407
Document Number	041669-134
Book / Page	41669 / 134
Instrument Date	May 15, 2023
Instrument	20230719002320
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5 JEFFERSON AVE, SAUGUS, MA 01906-1407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,053.00 (+2.52%)	$566,800 (+2.24%) Land $322,000 Building $244,800	$604,010
2024	$5,904.00 (+2.71%)	$554,400 (+8.6%) Land $313,300 Building $241,100
2023	$5,748.00	$510,500 Land $274,100 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures