16 Jefferson Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 Jefferson Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1934
Lot Size	0.118 acres (5,127 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jul 2018)
Tax Bill	$5,773 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-G B:0009 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-G B:0009 L:0010`
Alternative APNs	`M:011=G B:0009 L:0010` `157028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	991 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,127 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	157028
Street Address	16 JEFFERSON AVE
City	SAUGUS
State	MA
Zip	01906-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	LYNNHURST
Legal Block	9
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2018
Census Tract	208302

Owner

16 Jefferson Ave is owned and occupied by an individual who acquired it in July 2024.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 JEFFERSON AVE, SAUGUS, MA 01906-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Book / Page	36875 / 472
Last Transfer Date	Jul 16, 2024
Transfer Doc	0042220-12
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 JEFFERSON AVE, SAUGUS, MA 01906-1435
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36305-66
Date	Nov 2, 2017
Book Page	36305/66
Instrument	171102002760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 JEFFERSON AVE, SAUGUS, MA 01906-1435
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37386-377
Date	Mar 18, 2019
Book Page	37386/377
Instrument	20190318000440

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 20, 2018
Property Address	16 JEFFERSON AVE, SAUGUS, MA 01906-1435
Document Number	36875-472
Book / Page	036875 / 000472
Instrument Date	Jul 20, 2018
Instrument	1807201000
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount on Record
Tax	$1,892.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JEFFERSON AVE SAUGUS MA 019061435, SAUGUS, MA 01906-1435

Tax Assessment & Valuation

The 2026 property tax bill for 16 Jefferson Ave was $5,773, up 3.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,773.00 (+3.27%)	$554,000 (+5.85%) Land $344,800 Building $200,300	$559,319 (-2.43%)
2025	$5,590.00 (+2.66%)	$523,400 (+2.37%) Land $315,000 Building $208,400	$573,230
2024	$5,445.00 (+1.91%)	$511,300 (+7.76%) Land $306,500 Building $204,800
2023	$5,343.00	$474,500 Land $268,200 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Jefferson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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