Essex County and Wenham Town property record for 5 Howard St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,554 sqft · built 1950 |
| Lot Size | 0.271 acres (11,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $937,000 (Jun 2025) |
| Tax Bill | $14,145 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jun 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0013-0000-0096 |
| Primary APN | 0013-0000-0096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,927 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,800 sqft (0.271 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 341 |
|---|---|
| Street Address | 5 HOWARD ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 96 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 216100 |
5 Howard St is owned and occupied by two individuals who bought it in June 2025.
Source: Essex County and Wenham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HOWARD ST, WENHAM, MA 01984-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jun 21, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance RFLF 4 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on File |
| Deed Sale | Jun 2, 2025 · Amount on File |
| Prior Sale | Jun 21, 2024 · Amount on File |
| Deed Book / Page | 42749 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | Jun 2, 2025 |
| Property Address | 5 HOWARD ST, WENHAM, MA 01984-1411 |
| Document Number | 042749-468 |
| Book / Page | 42749 / 468 |
| Instrument Date | Jun 2, 2025 |
| Instrument | 20250602002570 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 HOWARD ST, WENHAM, MA 01984-1411 |
| Document Number | 20250602002580 |
|---|---|
| Date | Jun 2, 2025 |
| Instrument | 20250602002580 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | Jun 21, 2024 |
| Property Address | 5 HOWARD ST, WENHAM, MA 01984-1411 |
| Document Number | 042179-434 |
| Book / Page | 42179 / 434 |
| Instrument Date | Jun 20, 2024 |
| Instrument | 20240621001170 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 344 ANDOVER ST, DANVERS, MA 01923-1349 |
| Document Number | 20240621001180 |
|---|---|
| Date | Jun 21, 2024 |
| Instrument | 20240621001180 |
| Name | RFLF 4 LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5 Howard St was $14,145, up 30.4% from the year before.
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,145.00 (+30.39%) | $884,600 (+26.72%) Land $423,300 Building $445,700 | $896,896 (+1.67%) |
| 2025 | $10,848.00 | $698,100 Land $420,600 Building $277,500 | $882,170 |
| 2023 | $11,212.00 | $646,200 Land $460,500 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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