Essex County and Wenham Town property record for 2 Howard St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,920 sqft · built 1967 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Oct 2007) |
| Tax Bill | $12,392 (2026) |
| Deeds & Mortgages | Dec 2022 Refinance Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0013-0000-0099 |
| Primary APN | 0013-0000-0099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,924 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,191 sqft (0.211 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 344 |
|---|---|
| Street Address | 2 HOWARD ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 99 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 216100 |
2 Howard St is owned and occupied by two individuals who bought it in October 2007.
Source: Essex County and Wenham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 HOWARD ST, WENHAM, MA 01984-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Mar 5, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2007 · Amount on File |
| Deed Sale | Oct 5, 2007 · Amount on File |
| Deed Book / Page | 27238 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 2 HOWARD ST, WENHAM, MA 01984-1412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 041376-221 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 41376/221 |
| Instrument | 20221229001860 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 2 HOWARD ST, WENHAM, MA 01984-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39527-597 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 39527/597 |
| Instrument | 20210212005990 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 2 HOWARD ST, WENHAM, MA 01984-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36566-340 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 36566/340 |
| Instrument | 180305001150 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 2 Howard St was $12,392, up 12.9% from the year before.
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,392.00 (+12.9%) | $775,000 (+9.73%) Land $414,000 Building $358,800 | $847,100 (+7.67%) |
| 2025 | $10,976.00 | $706,300 Land $414,000 Building $292,300 | $786,790 |
| 2023 | $11,142.00 | $642,200 Land $437,300 Building $204,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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