5 Holly Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 5 Holly Ln, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,848 sqft · built 1924
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on File
Last Sale$2,990,000 (Aug 2010)
Tax Bill$48,997 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Oct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN551400 146-7-4-30

Property Details

APN / Parcel Number

Primary APN551400 146-7-4-30
Alternative APN
  • 140014600700040300000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,848 sqft Living Area
1st Floor Area1,924 sqft
2nd Floor Area1,924 sqft
Upper Floors Area546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial
Exterior MaterialWood
Lot Area33,106 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5 HOLLY LN
CityRYE
StateNY
Zip10580-3953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionLOUDEN
Legal Block4
Legal Lot Number30.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1020
Census Tract7700

Owner

5 Holly Ln is owned and occupied by two individuals who bought it in August 2010.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address5 HOLLY LN, RYE, NY 10580-3953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 9, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2010 · Amount on File
Deed SaleAug 6, 2010 · Amount on File
Prior SaleOct 31, 2003 · Amount on File
Deed Document Number2010502043031
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address5 HOLLY LN, RYE, NY 10580-3953
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 PARK AVE FL15, 15, NEW YORK, NY 10028-0935

Mortgage

Document Number0620553815
DateFeb 28, 2022
Instrument620553815
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7%
IndexOther
Max Rate7%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address5 HOLLY LN, RYE, NY 10580-3953
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLEVEST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0592693258
DateOct 9, 2019
Instrument592693258
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term359 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.37%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.37%
Index1-Year LIBOR
Max Rate7.37%

Tax Assessment & Valuation

The 2026 property tax bill for 5 Holly Ln was $48,997, up 20.3% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,997.00 (+20.31%)
2025$40,725.00$38,650 (-) Land $9,100 Building $29,550$3,275,423 (+6.78%) Land $771,186 Building $2,504,237
2024$38,650 (-) Land $9,100 Building $29,550$3,067,460 (+2.38%) Land $722,222 Building $2,345,238
2023$38,650 Land $9,100 Building $29,550$2,996,124 Land $705,426 Building $2,290,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Holly Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA7 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Holly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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