Westchester County and Rye City property record for 4 Holly Ln, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 6,455 sqft · built 1885 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $4,675,000 (Apr 2025) |
| Tax Bill | $84,449 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-7-4-41 |
| Primary APN | 551400 146-7-4-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 6,455 sqft Living Area |
| 1st Floor Area | 3,436 sqft |
| 2nd Floor Area | 2,014 sqft |
| Upper Floors Area | 1,005 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 60,113 sqft (1.38 acres) |
| Street Address | 4 HOLLY LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MAP OF LOUDEN |
| Legal Block | 4 |
| Legal Lot Number | 41.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9 ANCHOR DR, RYE, NY 10580-1001 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Nov 6, 2017 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Feb 1, 2007 · Amount on Record |
| Deed Document Number | 20253336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 HOLLY LN, RYE, NY 10580-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | HEIGHTS ABSTRACT LTD |
| Name | Verified Name |
|---|
| Document Number | 0573193343 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 573193343 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 3-Month LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 HOLLY LN, RYE, NY 10580-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | LUXURYTITLE ALUXURY TTL AGCY |
| Name | Verified Name |
|---|
| Document Number | 0602323068 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 602323068 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 HOLLY LN, RYE, NY 10580-3908 |
| Document Number | 0602323055 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | LUXURY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4 HOLLY LN RYE NY 105803908, RYE, NY 10580-3908 |
| Document Number | 0602323055 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 060232/003055 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 HOLLY LN, RYE, NY 10580-3908 |
| Document Number | 0573193347 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | HEIGHTS ABSTRACT LIMITED, HEIGHTS ABSTRACT LTD |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 HOLLY LN RYE NY 105803908, RYE, NY 10580-3908 |
| Document Number | 0573193347 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 057319/003347 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,449.00 (+26.66%) | ||
| 2025 | $66,674.00 | $69,200 (-) Land $12,000 Building $57,200 | $5,864,407 (+6.78%) Land $1,016,949 Building $4,847,458 |
| 2024 | $69,200 (-11.96%) Land $12,000 Building $57,200 | $5,492,064 (-9.86%) Land $952,381 Building $4,539,683 | |
| 2023 | $78,600 Land $12,000 Building $66,600 | $6,093,024 Land $930,233 Building $5,162,791 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Nearby Flood Policies | 88 units insured incl. 34 condo units |
| Nearby Flood Claims | 340 (1978–2023) |
| Claims Outside the SFHA | 91 of 340 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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