5 High Rdg Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 5 High Rdg Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,851 sqft · built 1982
Lot Size	0.43 acres (18,722 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2016)
Tax Bill	$10,453 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00175-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`37-00175-0000-00025`
Alternative APNs	`3700180100080` `370017500025`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,851 sqft Living Area
1st Floor Area	2,022 sqft
Upper Floors Area	1,338 sqft
Basement Area	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	18,722 sqft (0.43 acres)
Lot Dimensions	144 ft deep x 130 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	909 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	3700180100080
Street Address	5 HIGH RIDGE RD
City	OCEAN
State	NJ
Zip	07712-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Block	175
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2016
Census Tract	806504

Owner

Source: Monmouth County and Ocean Township records · APN 37-00175-0000-00025

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	Feb 15, 2005
Deed Document Number	201679551
Deed Book / Page	9181 / 4435
Prior Transfer Date	Jan 25, 2005
Prior Transfer Doc	0084383151
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094785919
Date	Feb 03, 2021
Book Page	9478/5919
Instrument	2021017914

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 01, 2046

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,500 (+5.16%) Land $345,900 Building $466,600	$812,500 (+5.16%) Land $345,900 Building $466,600
2025	$10,453.00 (+9.58%)	$772,600 (+17.31%) Land $392,900 Building $379,700	$772,600 (+17.31%) Land $392,900 Building $379,700
2024	$9,539.00 (-6.66%)
2023		$658,600 Land $297,900 Building $360,700	$658,600 Land $297,900 Building $360,700
2022	$10,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Communications Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.