1 High Rdg Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1 High Rdg Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,261 sqft · built 1982
Lot Size	0.394 acres (17,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2002)
Tax Bill	$10,110 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00175-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`37-00175-0000-00023`
Alternative APNs	`3700180100078` `370017500023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,261 sqft Living Area
1st Floor Area	2,261 sqft
Upper Floors Area	132 sqft
Basement Area	2,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	17,158 sqft (0.394 acres)
Lot Dimensions	143 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	579 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700180100078
Street Address	1 HIGH RIDGE RD
City	OCEAN
State	NJ
Zip	07712-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	WOODLANDS SEC 02
Legal Block	175
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2016
Census Tract	806504

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Feb 13, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2002 · Amount on Record
Deed Sale	Jan 30, 2002 · Amount on Record
Prior Sale	Feb 15, 1996 · Amount on Record
Deed Book / Page	8079 / 8416
Last Transfer Date	Jan 29, 2018
Transfer Doc	0000017358
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 5, 2026
Property Address	1 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000045805
Book / Page	9796 / 6543
Instrument Date	May 29, 2026
Instrument	202645805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045805,
Date	Jun 5, 2026
Book Page	9796/6543
Instrument	202645805

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095011549
Date	Apr 14, 2021
Book Page	9501/1549
Instrument	2021059929

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 13, 2018
Property Address	1 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000017358
Book / Page	009273 / 009166
Instrument Date	Jan 29, 2018
Instrument	17358
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 HIGH RIDGE RD OCEAN NJ 077123460, OCEAN, NJ 07712-3460

Mortgage

Document Number	17359
Date	Feb 13, 2018
Book Page	009273/009179
Instrument	17359

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,800 (+4.76%) Land $327,700 Building $455,100	$782,800 (+4.76%) Land $327,700 Building $455,100
2025	$10,110.00 (+9.31%)	$747,200 (+21.32%) Land $372,200 Building $375,000	$747,200 (+21.32%) Land $372,200 Building $375,000
2024	$9,249.00 (-6.49%)
2023		$615,900 Land $282,200 Building $333,700	$615,900 Land $282,200 Building $333,700
2022	$9,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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