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5 Hemlock Ter, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 5 Hemlock Ter, Waltham, MA 02452

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,904 sqft · built 1954
Lot Size0.24 acres (10,472 sqft)
Owner2 Individual Names on File
Last Sale$657,500 (Dec 2020)
Tax Bill$7,035 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54149

Property Details

APN / Parcel Number

Primary APN54149
Alternative APN
  • WALT M:025 B:018 L:0017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,904 sqft Living Area
Gross Area3,530 sqft
Basement Area952 sqft
Unfinished Basement476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,472 sqft (0.24 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number54149
Street Address5 HEMLOCK TER
CityWALTHAM
StateMA
Zip02452-5739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block18
Legal Lot Number17
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3002
Census Tract368901

Owner

Source: Middlesex County and Waltham City records · APN 54149

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 HEMLOCK TER, WALTHAM, MA 02452-5739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 04, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2020 · Amount on Record
Deed SaleDec 04, 2020 · Amount on Record
Deed Document Number2020230219
Deed Book / Page76344 / 68
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address5 HEMLOCK TER, WALTHAM, MA 02452-5739
Transaction TypeMortgage
Record UpdatedApr 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081379-577
DateMar 31, 2023
Book Page81379/577
Instrument31729
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateDec 04, 2020
Property Address5 HEMLOCK TER, WALTHAM, MA 02452-5739
Document Number76344-68
Book / Page76344 / 68
Instrument DateDec 04, 2020
Instrument230219
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number230220
DateDec 04, 2020
Instrument230220
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,035.00 (+5.13%)$716,400 (+3.2%) Land $457,300 Building $259,100$832,105 (-0.14%)
2024$6,692.00 (+0.75%)$694,200 (+7.86%) Land $437,100 Building $257,100$833,245
2023$6,642.00$643,600 Land $396,600 Building $247,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
Radiate Holdings
Cable		1,500 / 50
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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