Middlesex County and Waltham City property record for 12 Hemlock Ter, Waltham, MA 02452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,356 sqft · built 1954 |
| Lot Size | 0.406 acres (17,681 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Mar 2016) |
| Tax Bill | $13,058 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54238 |
| Primary APN | 54238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,356 sqft Living Area |
| Gross Area | 4,124 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,681 sqft (0.406 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 54238 |
|---|---|
| Street Address | 12 HEMLOCK TER |
| City | WALTHAM |
| State | MA |
| Zip | 02452-5740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 17 |
| Legal Lot Number | 25 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 368901 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 HEMLOCK TER, WALTHAM, MA 02452-5740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on Record |
| Deed Sale | Mar 21, 2016 · Amount on Record |
| Prior Sale | Apr 17, 2015 · Amount on Record |
| Deed Book / Page | 66960 / 571 |
| Transfer Doc | 066960-571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 HEMLOCK TER, WALTHAM, MA 02452-5740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077360-245 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 77360/245 |
| Instrument | 69433 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 HEMLOCK TER, WALTHAM, MA 02452-5740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078011-477 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 78011/477 |
| Instrument | 134357 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,058.00 (+6.42%) | $1,265,300 (+1.26%) Land $564,500 Building $700,800 | $1,537,301 (+12.77%) |
| 2025 | $12,270.00 (+4.61%) | $1,249,500 (+2.7%) Land $538,800 Building $710,700 | $1,363,250 (+2.05%) |
| 2024 | $11,729.00 (+1.17%) | $1,216,700 (+8.31%) Land $514,900 Building $701,800 | $1,335,890 |
| 2023 | $11,593.00 | $1,123,400 Land $467,300 Building $656,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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