5 Hemlock Ct E, Homosassa, FL 34446 Property Records

Citrus County property record for 5 Hemlock Ct E, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 1993
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2017)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-01180-0390`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-01180-0390`
Alternative APNs	`1320S18E0010011800390` `1561892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,843 sqft
1st Floor Area	1,947 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	319 sqft
Porch	Finished/Screened Porch
Porch Area	449 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1561892
Street Address	5 HEMLOCK CT E
City	HOMOSASSA
State	FL
Zip	34446-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 39 BLK 118
Legal Range	18E
Legal Township	20S
Legal Section	19
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	118
Legal Lot Number	39
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2009
Census Tract	451606

Owner

5 Hemlock Ct E is owned and occupied by two individuals who acquired it in April 2026.

Source: Citrus County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Oct 5, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Apr 25, 2014 · Amount on File
Deed Document Number	201745474
Deed Book / Page	2856 / 117
Last Transfer Date	Apr 24, 2026
Transfer Doc	0036642243
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 29, 2026
Property Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116
Document Number	0036642243
Book / Page	3664 / 2243
Instrument Date	Apr 24, 2026
Instrument	202624868
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116

Mortgage

Document Number	0031562487
Date	Apr 21, 2021
Book Page	3156/2487
Instrument	2021026385

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HEMLOCK CT, HOMOSASSA, FL 34446

Mortgage

Document Number	0031372052
Date	Feb 24, 2021
Book Page	3137/2052
Instrument	2021011554

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029821067
Date	Jun 10, 2019
Book Page	2982/1067
Instrument	2019029975

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 5, 2017
Property Address	5 HEMLOCK CT E, HOMOSASSA, FL 34446-5116
Document Number	0028560117
Book / Page	002856 / 000117
Instrument Date	Sep 28, 2017
Instrument	45474
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 HEMLOCK CT E HOMOSASSA FL 344465116, HOMOSASSA, FL 34446-5116

Mortgage

Document Number	28560118
Date	Oct 5, 2017
Book Page	002856/000118
Instrument	45475

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Hemlock Ct E was $2,077 with a homeowner's exemption, up 5.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,077.00 (+5.49%) Homeowner's exemption	$164,972 (-36.36%)	$264,643 (+2.09%) Land $22,000 Building $242,643
2024	$1,969.00 (+2.82%) Homeowner's exemption Additional exemption filed	$259,223 (+0.42%) Land $18,870 Building $240,353	$259,223 (+0.42%) Land $18,870 Building $240,353
2023	$1,915.00 (+7.34%) Homeowner's exemption Additional exemption filed	$258,136 (+16.07%) Land $18,800 Building $239,336	$258,136 (+16.07%) Land $18,800 Building $239,336
2022	$1,784.00 Homeowner's exemption Additional exemption filed	$222,397 Land $14,000 Building $208,397	$222,397 Land $14,000 Building $208,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Hemlock Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Hemlock Ct E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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