5 Heck Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 5 Heck Rd, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 912 sqft · built 1957
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Mar 2015)
Deeds & MortgagesOct 2022 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.10-3-46

Property Details

APN / Parcel Number

Primary APN392203 26.10-3-46
Alternative APNs
  • 220302601000030460000000
  • 0008246

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleRanch
Exterior MaterialWood
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeBasement
PorchPorch
Porch Area160 sqft
Canopy140 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008246
Old Parcel Number220302601000030460000000
Street Address5 HECK RD
CityGARNERVILLE
StateNY
Zip10923-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code302
Legal Description44.-3-6
Legal Block3
Legal Lot Number46.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1007
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 HECK RD, GARNERVILLE, NY 10923-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2022Deed of Trust, Mortgage · Line of Credit
MUNICIPAL CU
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2015 · Amount on Record
Deed SaleMar 16, 2015 · Amount on Record
Deed Document Number0020156949
Deed Book / Page2015 / 6949
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address5 HECK RD, GARNERVILLE, NY 10923-1801
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036214
DateOct 7, 2022
Instrument2022-00036214
Lender
NameMUNICIPAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 25, 2042
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address5 HECK RD, GARNERVILLE, NY 10923-1801
Document Number0000019045
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyBLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 HECK RD GARNERVILLE NY 109231801, GARNERVILLE, NY 10923-1801

Mortgage

Document Number0000019045
DateJul 13, 2020
Instrument19045
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2050

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$210,000 (-) Land $80,700 Building $129,300$360,453 (+5.2%) Land $138,517 Building $221,936
2023$210,000 Land $80,700 Building $129,300$342,633 Land $131,669 Building $210,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1983–2001)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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