4 Heck Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 4 Heck Rd, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,185 sqft · built 2015
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Tax Bill$21,851 (2023)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.10-3-43

Property Details

APN / Parcel Number

Primary APN392203 26.10-3-43
Alternative APNs
  • 392203-026-010-0003-043-000-000
  • 220302601000030430000000
  • 0008234

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,185 sqft Living Area
1st Floor Area1,442 sqft
Basement Area743 sqft
Finished Basement743 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions101 ft deep x 72 ft wide
View / LotSuburban
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008234
Street Address4 HECK RD
CityGARNERVILLE
StateNY
Zip10923-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code302
Legal Description44.-2-10
Legal Block3
Legal Lot Number43.0
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1016
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 HECK RD, GARNERVILLE, NY 10923-1802
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022
Deed SaleJun 30, 2022
Prior SaleJun 11, 2015 · Amount on Record
Deed Document Number202224146
Prior Transfer DateJun 9, 2022
Prior Transfer Doc0000024146
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKLAND NY
Recording DateJun 30, 2022
Property Address4 HECK RD, GARNERVILLE, NY 10923-1802
Document Number0000024146
Map ReferenceLB 570 PG 360
Instrument DateJun 9, 2022
Instrument2022-00024146
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyJUDICIAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HECK RD, GARNERVILLE, NY 10923-1802

Mortgage

Document Number0000024147
DateJun 30, 2022
Instrument2022-00024147
Lender
NameFM HOME LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$310,000 (-) Land $85,000 Building $225,000$532,100 (+5.2%)
2023$21,851.00$310,000 Land $85,000 Building $225,000$505,792 Land $138,685 Building $367,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1983–2001)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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