Tioga County and Barton Town property record for 5 Harding Rd, Waverly, NY 14892
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1969 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,500 (Sep 2018) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 492089 134.00-1-44 |
| Primary APN | 492089 134.00-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 184 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000010632 |
|---|---|
| Street Address | 5 HARDING RD |
| City | WAVERLY |
| State | NY |
| Zip | 14892-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | DEED DATE 10-05-94 LIFE ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20702 |
Source: Tioga County and Barton Town records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 HARDING RD, WAVERLY, NY 14892-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2018 | Deed of Trust, Mortgage CITIZENS & NORTHERN BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUTHRIE FEDERAL CREDIT UNION |
| Sep 21, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Apr 7, 2014 · Amount on Record |
| Deed Document Number | 20184093 |
| Prior Transfer Date | Feb 2, 2006 |
| Prior Transfer Doc | 0000012895/000000100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 5 HARDING RD, WAVERLY, NY 14892-9783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18000000101 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 180-00000101 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 5 HARDING RD, WAVERLY, NY 14892-9783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020000001416 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 20200-00001416 |
| Name | GUTHRIE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Sep 21, 2018 |
| Property Address | 5 HARDING RD, WAVERLY, NY 14892-9783 |
| Document Number | 18000004093 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 180-00004093 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 GARDEN ST, SAYRE, PA 18840-2106 |
Source: Tioga County and Barton Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,373.00 (+143.63%) | $68,300 (-) Land $18,100 Building $50,200 | $121,530 (+6.76%) Land $32,206 Building $89,324 |
| 2023 | $68,300 Land $18,100 Building $50,200 | $113,833 Land $30,167 Building $83,666 | |
| 2019 | $974.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1981–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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