Tioga County and Barton Town property record for 11 Harding Rd, Waverly, NY 14892
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,820 sqft · built 1950 |
| Lot Size | 37.8 acres (1,646,568 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,500 (Jul 2019) |
| Tax Bill | $4,018 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492089 134.00-1-41 |
| Primary APN | 492089 134.00-1-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Upper Floors Area | 318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 1,646,568 sqft (37.8 acres) |
| Lot Dimensions | 1,900 ft deep x 662 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 375 sqft |
| Canopy | 264 sqft |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000010634 |
|---|---|
| Street Address | 11 HARDING RD |
| City | WAVERLY |
| State | NY |
| Zip | 14892-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LEASE 628/300 |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20702 |
Source: Tioga County and Barton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 HARDING RD, WAVERLY, NY 14892-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Deed Document Number | 20192554 |
| Prior Transfer Date | Sep 17, 2013 |
| Prior Transfer Doc | 0000021373/000000900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 2, 2019 |
| Property Address | 11 HARDING RD, WAVERLY, NY 14892-9783 |
| Document Number | 2019000002554 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 20190-00002554 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1, CHEMUNG, NY 14825-0001 |
| Document Number | 2019000002555 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 20190-00002555 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Tioga County and Barton Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,018.00 (+1.95%) | ||
| 2025 | $3,941.00 (+172.54%) | $113,400 (-) Land $44,300 Building $69,100 | $201,779 (+6.76%) Land $78,825 Building $122,954 |
| 2023 | $113,400 Land $44,300 Building $69,100 | $189,000 Land $73,833 Building $115,167 | |
| 2019 | $1,446.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1981–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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