5 Harding Dr, Novato, CA 94947 Property Records

Marin County property record for 5 Harding Dr, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1961
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Company Names on File
Last Sale	$730,000 (Aug 2017)
Tax Bill	$10,958 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`151-162-05`

Property Details

APN / Parcel Number

Primary APN	`151-162-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Lot Area	9,750 sqft (0.224 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	124 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5 HARDING DR
City	NOVATO
State	CA
Zip	94947-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RANCHO VILLAGE UN 4
Legal Lot Number	35
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2000
Census Tract	104103

Owner

5 Harding Dr is owned by a company that acquired it in October 2017 and is owner-occupied.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	5 HARDING DR, NOVATO, CA 94947-4429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on File
Deed Sale	Aug 25, 2017 · Amount on File
Deed Document Number	201734084
Last Transfer Date	Oct 29, 2017
Transfer Doc	0000048495
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 HARDING DR, NOVATO, CA 94947-4429
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HARDING DR, NOVATO, CA 94947-4429

Mortgage

Document Number	0000042584
Date	Jun 28, 2021
Instrument	2021-0042584

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 HARDING DR, NOVATO, CA 94947-4429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037273
Date	Oct 7, 2019
Instrument	2019-0037273

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 HARDING DR, NOVATO, CA 94947-4429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029326
Date	Jul 9, 2020
Instrument	2020-0029326

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Dec 6, 2017
Property Address	5 HARDING DR, NOVATO, CA 94947-4429
Document Number	0000048495
Instrument Date	Nov 29, 2017
Instrument	48495
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 HARDING DR NOVATO CA 949474429, NOVATO, CA 94947-4429

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Aug 25, 2017
Property Address	5 HARDING DR, NOVATO, CA 94947-4429
Document Number	0000034084
Instrument Date	Aug 8, 2017
Instrument	34084
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HARDING DR NOVATO CA 949474429, NOVATO, CA 94947-4429

Mortgage

Document Number	34085
Date	Aug 25, 2017
Instrument	34085

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Harding Dr was $10,958 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,504 (+2%) Land $493,238 Building $397,266
2025	$10,958.00 Homeowner's exemption	$873,049 Land $483,569 Building $389,480
2023	$10,815.00 (+2.37%) Homeowner's exemption	$839,149 Land $464,792 Building $374,357
2022	$10,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Harding Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Harding Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Unwired, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harding Dr

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