2 Harding Dr, Novato, CA 94947 Property Records

Marin County property record for 2 Harding Dr, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1961
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,010,000 (Oct 2024)
Tax Bill	$12,756 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151-161-02`

Property Details

APN / Parcel Number

Primary APN	`151-161-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Contemporary
Lot Area	8,400 sqft (0.193 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	574 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2 HARDING DR
City	NOVATO
State	CA
Zip	94947-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 10 PG 29 LOT 191
Legal Subdivision	RANCHO VILLAGE 04
Legal Tract	4
Legal Lot Number	191
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2000
Census Tract	104103

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 HARDING DR, NOVATO, CA 94947-4469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 1, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Apr 2, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	202427054
Prior Transfer Date	Aug 26, 2010
Prior Transfer Doc	0000050274
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	2 HARDING DR, NOVATO, CA 94947-4469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038026
Date	Oct 11, 2019
Instrument	2019-0038026

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	2 HARDING DR, NOVATO, CA 94947-4469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HARDING DR, NOVATO, CA 94947-4469

Mortgage

Document Number	0000040840
Date	Sep 3, 2020
Instrument	2020-0040840

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jun 1, 2018
Property Address	2 HARDING DR, NOVATO, CA 94947-4469
Document Number	0000019619
Map Reference	VOL10 PG29
Instrument Date	May 29, 2018
Instrument	2018-0019619
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2 HARDING DR, NOVATO, CA 94947-4469

Mortgage

Document Number	0000019620
Date	Jun 1, 2018
Instrument	2018-0019620

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARIN CA
Recording Date	Apr 2, 2018
Property Address	2 HARDING DR, NOVATO, CA 94947-4469
Document Number	0000011524
Instrument Date	Mar 1, 2018
Instrument	11524
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 RIVIERA CIR LARKSPUR CA 949391510, LARKSPUR, CA 94939-1510

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,030,200 (+2%) Land $612,000 Building $418,200
2025	$12,756.00 (+12.29%) Homeowner's exemption	$1,010,000 (+14.72%) Land $600,000 Building $410,000
2023	$11,360.00 (+2.35%)	$880,371 Land $530,410 Building $349,961
2022	$11,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Unwired, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harding Dr

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