5 Harding Ave, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 5 Harding Ave, Adams, MA 01220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,680 sqft · built 1924
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Nov 2013)
Tax Bill$3,923 (2025)
Deeds & MortgagesOct 2021 Refinance
APNM:000109 P:0068.1

Property Details

APN / Parcel Number

Primary APNM:000109 P:0068.1
Alternative APNs
  • ADAM M:1090 B:0000 L:00681
  • 41090000000681

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1959
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number41090000000681
Street Address5 HARDING AVE
CityADAMS
StateMA
Zip01220-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Lot Number681
JurisdictionADAMS MA
Township / Civil DivisionADAMS
Census Block Group3
Census Block3042
Census Tract922200

Owner

Source: Berkshire County and Adams Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 HARDING AVE, ADAMS, MA 01220-1442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2013 · Amount on Record
Deed SaleNov 15, 2013 · Amount on Record
Deed Book / Page1528 / 936
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MA
Property Address5 HARDING AVE, ADAMS, MA 01220-1442
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001769-494
DateOct 20, 2021
Book Page1769/494
Instrument7089
Lender
NameGREYLOCK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionAdams Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,923.00 (+6.11%)$230,600 (+9.39%) Land $49,600 Building $181,000
2024$3,697.00 (+7.72%)$210,800 (+13.95%) Land $46,700 Building $164,100
2023$3,432.00$185,000 Land $42,400 Building $142,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims14 (1994–2018)
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS FIRE DISTRICT
serves 7,945 people · EPA ID MA1004000
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Harding Ave

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