4 Harding Ave, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 4 Harding Ave, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1930
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Jan 2024)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`41090000000580`

Property Details

APN / Parcel Number

Primary APN	`41090000000580`
Alternative APNs	`ADAM M:1090 B:0000 L:00580` `M:000109 P:000058`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
Gross Area	3,239 sqft
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	41090000000580
Street Address	4 HARDING AVE
City	ADAMS
State	MA
Zip	01220-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	580
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3043
Census Tract	922200

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HARDING AVE, ADAMS, MA 01220-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Quit Claim Deed, Transfer · FHA Mortgage NFM LENDING
Aug 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING T
Mar 14, 2023	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	2024284
Deed Book / Page	1846 / 704
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jan 19, 2024
Property Address	4 HARDING AVE, ADAMS, MA 01220-1408
Document Number	001846-704
Book / Page	1846 / 704
Instrument Date	Jan 19, 2024
Instrument	284
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 HARDING AVE, ADAMS, MA 01220-1408

Mortgage

Document Number	0000000285
Date	Jan 19, 2024
Instrument	285

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Aug 29, 2023
Property Address	4 HARDING AVE, ADAMS, MA 01220-1408
Document Number	001834-125
Book / Page	1834 / 125
Instrument Date	Aug 28, 2023
Instrument	4585
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MEADOWVIEW DR, CHESHIRE, MA 01225-9765

Mortgage

Document Number	0000004586
Date	Aug 29, 2023
Instrument	4586

Lender

Name	QS LENDING T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	ADAMS MA
Recording Date	Mar 14, 2023
Property Address	4 HARDING AVE, ADAMS, MA 01220-1408
Document Number	001819-593
Book / Page	1819 / 593
Instrument Date	Jan 19, 2023
Instrument	1227
Transaction Type	Foreclosure
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD # STE10, STE10, WEST PALM BEACH, FL 33409-6488

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,693.00 (+5.76%)	$217,100 (+9.04%) Land $54,300 Building $162,800	$306,941
2024	$3,492.00 (+6.66%)	$199,100 (+12.8%) Land $51,100 Building $148,000
2023	$3,274.00	$176,500 Land $46,400 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1994–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures