5 Harbor Cir, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 5 Harbor Cir, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,200 (Jul 2020)
Tax Bill	$8,214 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25-37-22-03-*-2`

Property Details

APN / Parcel Number

Primary APN	`25-37-22-03-*-2`
Alternative APNs	`25-37-22-03-00000.0-0002.00` `2519580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,705 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	127 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	676 sqft
Deck Area	Deck Area
Patio Area	236 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2519580
Street Address	5 HARBOR CIR
City	COCOA BEACH
State	FL
Zip	32931-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	HARBORVIEW SEC 3 LOT 2
Legal Range	37E
Legal Township	25S
Legal Section	22
Legal Subdivision	HARBORVIEW SEC 3
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	2
Census Block	2004
Census Tract	68102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 HARBOR CIR, COCOA BEACH, FL 32931-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 20, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2020154395
Deed Book / Page	8800 / 588
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5 HARBOR CIR, COCOA BEACH, FL 32931-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HARBOR CIR, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	0105402047
Date	Feb 6, 2026
Book Page	10540/2047
Instrument	2026024291

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 20, 2020
Property Address	5 HARBOR CIR, COCOA BEACH, FL 32931-2414
Document Number	0088000588
Book / Page	008800 / 000588
Instrument Date	Jul 16, 2020
Instrument	154395
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	INTERNATIONAL TITLE AND ESCROW, INTERNATIONAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,374.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 HARBOR CIR COCOA BEACH FL 329312414, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	88000589
Date	Jul 20, 2020
Book Page	008800/000589
Instrument	154396

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,750 (+2.75%)	$525,750 (+2.75%)
2025	$8,214.00 (-4.33%)	$511,670 (+9.69%)	$511,670 (+9.69%)
2024	$8,586.00 (+21.98%)
2023	$7,039.00 (+39.25%) Homeowner's exemption	$466,480 (+26.7%) Land $300,000 Building $166,480	$466,480 (+26.7%) Land $300,000 Building $166,480
2022	$5,055.00	$368,190 Land $300,000 Building $68,190	$368,190 Land $300,000 Building $68,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	276 units insured incl. 209 condo units
Nearby Flood Claims	53 (1989–2017)
Claims Outside the SFHA	13 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 17 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Cir

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