1 Harbor Cir, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 1 Harbor Cir, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2012)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-37-22-03-*-1`

Property Details

APN / Parcel Number

Primary APN	`25-37-22-03-*-1`
Alternative APNs	`25-37-22-03-00000.0-0001.00` `2519579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1997
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Florida Room
Porch Area	244 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2519579
Street Address	1 HARBOR CIR
City	COCOA BEACH
State	FL
Zip	32931-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	HARBORVIEW SEC 3 LOT 1
Legal Range	37E
Legal Township	25S
Legal Section	22
Legal Subdivision	HARBORVIEW SEC 3
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	2
Census Block	2004
Census Tract	68102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1 HARBOR CIR, COCOA BEACH, FL 32931-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2012 · Amount on Record
Deed Sale	May 22, 2012 · Amount on Record
Deed Document Number	201298955
Deed Book / Page	6605 / 1259
Prior Transfer Date	Oct 8, 1996
Prior Transfer Doc	3615001193
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1 HARBOR CIR, COCOA BEACH, FL 32931-2414
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARBOR CIR, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	0104560964
Date	Oct 16, 2025
Book Page	10456/964
Instrument	2025207846

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Oct 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1 HARBOR CIR, COCOA BEACH, FL 32931-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SECURITY AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARBOR CIR, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	0088332820
Date	Aug 24, 2020
Book Page	8833/2820
Instrument	2020182152

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1 HARBOR CIR, COCOA BEACH, FL 32931-2414
Document Number	0083181209
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARBOR CIR COCOA BEACH FL 329312414, COCOA BEACH, FL 32931-2414

Mortgage

Document Number	0083181209
Date	Nov 30, 2018
Book Page	008318/001209
Instrument	265059

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,080 (+2.7%)	$504,550 (-1.18%)
2025	$1,565.00 (+2.69%) Homeowner's exemption Widower's exemption	$139,320 (+5.98%)	$510,550 (+9.97%)
2024	$1,524.00 (+3.25%)
2023	$1,476.00 (+4.24%) Homeowner's exemption Widower's exemption	$131,460 (+2.99%)	$464,250 (+26.37%) Land $300,000 Building $164,250
2022	$1,416.00 Homeowner's exemption Widower's exemption	$127,640	$367,380 Land $300,000 Building $67,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	276 units insured incl. 209 condo units
Nearby Flood Claims	53 (1989–2017)
Claims Outside the SFHA	13 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 17 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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