5 Handel Ln, Cincinnati, OH 45218 Property Records

Hamilton County property record for 5 Handel Ln, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,704 sqft · built 1967
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Apr 2009)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`597-0031-0084-00`

Property Details

APN / Parcel Number

Primary APN	`597-0031-0084-00`
Alternative APN	`0011153`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	552 sqft
2nd Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	127 ft deep x 89.3 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5 HANDEL LN
City	CINCINNATI
State	OH
Zip	45218-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYDEN DR 89.26 X 127. 85 IRR LOT 84 BEECHWOOD EST SUB BLK D
Legal Subdivision	BEECHWOOD EST SUB
Legal Block	D
Legal Lot Number	84
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	4
Census Block	4005
Census Tract	22000

Owner

5 Handel Ln is owned and occupied by two individuals who bought it in April 2009.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 HANDEL LN, CINCINNATI, OH 45218-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
May 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2009 · Amount on File
Deed Sale	Apr 14, 2009 · Amount on File
Prior Sale	Aug 14, 2003 · Amount on File
Deed Document Number	200948598
Deed Book / Page	11114 / 1478
Prior Transfer Date	Aug 20, 2008
Prior Transfer Doc	0000000715
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5 HANDEL LN, CINCINNATI, OH 45218-1211
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110765
Date	Sep 14, 2021
Book Page	14501/3519
Instrument	2021-0110765

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5 HANDEL LN, CINCINNATI, OH 45218-1211
Document Number	0000051859
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 HANDEL LN CINCINNATI OH 452181211, CINCINNATI, OH 45218-1211

Mortgage

Document Number	0000051859
Date	Jun 3, 2020
Book Page	014181/002284
Instrument	51859

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5 Handel Ln was $4,319 with a homeowner's exemption, up 8.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,319.00 (+8.16%) Homeowner's exemption	$68,993 (+%) Land $11,393 Building $57,600	$197,120 Land $32,550 Building $164,570
2024	$3,993.00 (+6.57%) Homeowner's exemption	$68,991 (-) Land $11,392 Building $57,599
2023	$3,747.00 (+5.82%) Homeowner's exemption	$68,991 (+35.44%) Land $11,392 Building $57,599	$197,120 Land $32,550 Building $164,570
2022	$3,541.00 Homeowner's exemption	$50,940 Land $11,064 Building $39,876
2020			$145,540 Land $31,610 Building $113,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Handel Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Handel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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