4 Handel Ln, Cincinnati, OH 45218 Property Records

Hamilton County property record for 4 Handel Ln, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,569 sqft · built 1960
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2025)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`597-0031-0050-00`

Property Details

APN / Parcel Number

Primary APN	`597-0031-0050-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,569 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	885 sqft
2nd Floor Area	684 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	110 ft deep x 83.2 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4 HANDEL LN
City	CINCINNATI
State	OH
Zip	45218-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANDEL LE 83.22 X 110.05 IRR LOT 50 BEECHWOODS EST SUB BL D
Legal Subdivision	BEECHWOODS EST SUB
Legal Block	D
Legal Lot Number	50
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	4
Census Block	4012
Census Tract	22000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 22, 2022	Warranty Deed, Transfer
Oct 6, 2021	Warranty Deed, Transfer
Apr 7, 2021	Intrafamily Transfer, Transfer
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 23, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202583386
Deed Book / Page	15530 / 1561
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000008396
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2025
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000083386
Book / Page	15530 / 1561
Map Reference	MB 91 PG 14&15
Instrument Date	Oct 19, 2025
Instrument	2025-0083386
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026
Title Company	RED LETTER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HANDEL LN, CINCINNATI, OH 45218-1212

Mortgage

Document Number	0000083387
Date	Oct 27, 2025
Instrument	2025-0083387

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 22, 2022
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000107825
Book / Page	14799 / 878
Map Reference	MB 91 PG 14&15
Instrument Date	Nov 9, 2022
Instrument	2022-0107825
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 JONTE AVE, CINCINNATI, OH 45215-2933

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 6, 2021
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000121059
Book / Page	14517 / 1858
Map Reference	MB 91 PG 14&15
Instrument Date	Sep 23, 2021
Instrument	2021-0121059
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HANDEL LN, CINCINNATI, OH 45218-1212

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2021
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000043881
Book / Page	14391 / 3679
Map Reference	MB 91 PG 14&15
Instrument Date	Apr 1, 2021
Instrument	2021-0043881
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 HANDEL LN, CINCINNATI, OH 45218-1212

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 20, 2021
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000008396
Book / Page	14337 / 2150
Map Reference	MB 91 PG 14&15
Instrument Date	Jan 8, 2021
Instrument	2021-0008396
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING & TTL SVCS I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7 PARKWAY CTR, PITTSBURGH, PA 15220-3702

Mortgage

Document Number	0000008397
Date	Jan 20, 2021
Instrument	2021-0008397

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 22, 2020
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000110474
Book / Page	014280 / 001493
Instrument Date	Oct 14, 2020
Instrument	110474
Transaction Type	Transfer
Record Updated	Apr 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 HANDEL LN PARKDALE OH 452181212, PARKDALE, OH 45218-1212

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2020
Property Address	4 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000037637
Book / Page	014153 / 001578
Instrument Date	Apr 7, 2020
Instrument	37637
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HANDEL LN CINCINNATI OH 452181212, CINCINNATI, OH 45218-1212

Mortgage

Document Number	37638
Date	Apr 23, 2020
Book Page	014153/001580
Instrument	37638

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,967.00 (+5.41%)	$66,224 (-) Land $13,507 Building $52,717	$189,210 (-) Land $38,590 Building $150,620
2024	$4,712.00 (+9.5%)	$66,224 (-) Land $13,507 Building $52,717
2023	$4,303.00 (-18.36%)	$66,224 (+8.74%) Land $13,507 Building $52,717	$189,210 (+8.74%) Land $38,590 Building $150,620
2022	$5,271.00	$60,901 Land $13,143 Building $47,758
2020			$174,000 Land $37,550 Building $136,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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