5 Grist Mill Ct, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 5 Grist Mill Ct, Bluffton, SC 29909 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,150 sqft · built 2020
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$386,845 (Jul 2020)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242009975`

Property Details

APN / Parcel Number

Primary APN	`242009975`
Alternative APN	`R614 036 000 3396 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,150 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009975
Street Address	5 GRIST MILL CT
City	BLUFFTON
State	SC
Zip	29909-7876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2524 CYPRESS RIDGE PH 12 PB152 P139 PB154 P120
Legal Subdivision	MILL CREEK AT CYPRESS RIDGE
Legal Phase	12
Legal Lot Number	2524
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1004
Census Tract	2103

Owner

Source: Beaufort County records · APN 242009975

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5 GRIST MILL CT, BLUFFTON, SC 29909-7876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	2020039843
Deed Book / Page	3888 / 2076
Record Updated	Jun 08, 2026

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 27, 2020
Property Address	5 GRIST MILL CT, BLUFFTON, SC 29909-7876
Document Number	0000039843
Book / Page	3888 / 2076
Map Reference	MB 152 PG 139
Instrument Date	Jul 07, 2020
Instrument	2020039843
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GRIST MILL CT, BLUFFTON, SC 29909-7876

Mortgage

Document Number	0000039844
Date	Jul 27, 2020
Instrument	2020039844

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (-17.25%)	$17,790 (-18.47%)
2024	$6,100.00 (+101.79%)	$21,820 (-) Land $1,880 Building $19,940	$545,500 (-) Land $47,000 Building $498,500
2023	$3,023.00 (+8.16%)	$21,820 (+41.03%) Land $1,880 Building $19,940	$545,500 (+41.03%) Land $47,000 Building $498,500
2022	$2,795.00 Homeowner's exemption	$15,472 Land $1,880 Building $13,592	$386,800 Land $47,000 Building $339,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 134 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force 117 of 134 on primary residences

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 30% of South Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.