Berks County property record for 5 Grey Ghost Ln, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,371 sqft · built 2020 |
| Lot Size | 7.91 acres (344,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (May 2019) |
| Tax Bill | $5,469 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4385-10-46-9718 |
| Primary APN | 4385-10-46-9718 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,371 sqft Living Area |
| Gross Area | 3,771 sqft |
| Basement Area | 400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 344,560 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80340710 |
|---|---|
| Street Address | 5 GREY GHOST LN |
| City | READING |
| State | PA |
| Zip | 19608-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GRINGS HILL ESTATES SEC 1 |
| Legal Block | 46 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10804 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Nov 19, 2020 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Dec 6, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage RESIDENTIAL MTG SVC |
| May 10, 2019 | Deed, Transfer · Conventional Mortgage SUN FCU |
| May 1, 2019 | Correction Deed, Transfer CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Jul 10, 2014 · Amount on Record |
| Deed Document Number | 201914481 |
| Prior Transfer Date | Apr 15, 2019 |
| Prior Transfer Doc | 0000013453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003376 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003376 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | PENN TRANSFER LLC |
| Name | Verified Name |
|---|
| Document Number | 0000044071 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020044071 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044072 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020044072 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 6, 2019 |
| Property Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 42839 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 20, 2019 |
| Title Company | PENN TRANSFER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | GRINGS HILL RD SINKING SPRING PA 19608, SINKING SPRING, PA 19608 |
| Document Number | 0000042839 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 42839 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 5, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 10, 2019 |
| Property Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Document Number | 0000014481 |
| Instrument Date | May 3, 2019 |
| Instrument | 2019014481 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10263 NOLAN DR, ROCKVILLE, MD 20850-3507 |
| Document Number | 0000014482 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019014482 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jun 1, 2031 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 1, 2019 |
| Property Address | 5 GREY GHOST LN, READING, PA 19608-7500 |
| Document Number | 0000013453 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 13453 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 COVENTRY LN WYOMISSING PA 196101048, WYOMISSING, PA 19610-1048 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,469.00 (+11.82%) Homeowner's exemption | $340,400 (-) Land $76,100 Building $264,300 | $76,100 (-77.64%) Land $76,100 |
| 2024 | $4,891.00 | $340,400 Land $76,100 Building $264,300 | |
| 1994 | $340,400 Land $76,100 Building $264,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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