20 Grey Ghost Ln, Reading, PA 19608 Property Records

Berks County property record for 20 Grey Ghost Ln, Reading, PA 19608 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,876 sqft · built 2021
Lot Size	9.03 acres (393,782 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Nov 2020)
Tax Bill	$5,082 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4385-07-57-0798`

Property Details

APN / Parcel Number

Primary APN	`4385-07-57-0798`
Alternative APNs	`80-4385-07-57-0798` `80340701` `340701`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,876 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	393,782 sqft
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Well

Location & Zoning

Account Number	80340701
Street Address	20 GREY GHOST LN
City	READING
State	PA
Zip	19608-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	57
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1001
Census Tract	10804

Owner

Source: Berks County records · APN 4385-07-57-0798

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 GREY GHOST LN, READING, PA 19608-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit S & T BANK
Nov 25, 2020	Deed, Construction Loan · Construction Mortgage SANTANDER BANK NA
May 01, 2019	Correction Deed, Transfer CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jul 10, 2014 · Amount on Record
Deed Document Number	202045007
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0000013452
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	20 GREY GHOST LN, READING, PA 19608-7501
Transaction Type	Mortgage
Record Updated	May 03, 2024
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GREY GHOST LN, SINKING SPRING, PA 19608-7501

Mortgage

Document Number	0000010566
Date	Apr 10, 2024
Instrument	2024010566

Lender

Name	S & T BANK
Type	Bank
Address	891 N POTTSTOWN PIKE, EXTON, PA 19341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 25, 2020
Property Address	20 GREY GHOST LN, READING, PA 19608-7501
Document Number	0000045007
Instrument Date	Nov 12, 2020
Instrument	2020045007
Transaction Type	Construction Loan
Record Updated	Dec 12, 2022
Title Company	SECURED LAND TRANSFER LLC

Transaction

Amount	Amount Recorded
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 STACEY CT, DOWNINGTOWN, PA 19335-1690

Mortgage

Document Number	0000045008
Date	Nov 25, 2020
Instrument	2020045008

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 01, 2051

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BERKS PA
Recording Date	May 01, 2019
Property Address	20 GREY GHOST LN, READING, PA 19608-7501
Document Number	0000013452
Instrument Date	Apr 15, 2019
Instrument	13452
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1712 MEADOWLARK RD WYOMISSING PA 196102823, WYOMISSING, PA 19610-2823

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,082.00 (+10.41%) Homeowner's exemption	$326,300 (-) Land $70,000 Building $256,300	$70,000 (-78.55%) Land $70,000
2024	$4,603.00	$326,300 Land $70,000 Building $256,300
1994			$326,300 Land $70,000 Building $256,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110108041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Greenlight Networks Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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