Westerly Town property record for 5 Governor Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,513 sqft · built 1940 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,500 (Oct 1996) |
| Tax Bill | $4,712 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:142 B:119 |
| Primary APN | WEST M:142 B:119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 2,810 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2101600 |
|---|---|
| Street Address | 5 GOVERNOR AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 119 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 51000 |
5 Governor Ave is owned and occupied by an individual who bought it in October 1996.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 GOVERNOR AVE, WESTERLY, RI 02891-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 1996 · Amount on File |
| Deed Sale | Oct 2, 1996 · Amount on File |
| Deed Book / Page | 616 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 GOVERNOR AVE, WESTERLY, RI 02891-4413 |
| Document Number | 2020-7759 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 GOVERNOR AVE WESTERLY RI 028914413, WESTERLY, RI 02891-4413 |
| Document Number | 2020-7759 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 002020/027759 |
| Instrument | 6321 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 8, 2025 |
The 2025 property tax bill for 5 Governor Ave was $4,712.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,712.00 | $662,700 Land $486,900 Building $175,800 | $754,807 |
| 2023 | $4,869.00 (+0.64%) | $506,100 (-) Land $347,800 Building $158,300 | |
| 2022 | $4,838.00 | $506,100 Land $347,800 Building $158,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Governor Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Governor Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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