Westerly Town property record for 13 Governor Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 ba · 300 sqft · built 1939 |
| Lot Size | 0.3 acres (13,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Dec 2022) |
| Tax Bill | $3,216 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Dec 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:142 B:116 |
| Primary APN | WEST M:142 B:116 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 300 sqft Living Area |
| Gross Area | 654 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,049 sqft (0.3 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Account Number | 20095000 |
|---|---|
| Street Address | 13 GOVERNOR AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4413 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 116 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 51000 |
13 Governor Ave, a residential property, is owned by an individual who acquired it in December 2023.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 HYLAND AVE, EAST GREENWICH, RI 02818-2901 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MORTGAGE CO |
| Dec 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 22, 2022 | Executor's Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on File |
| Deed Sale | Dec 22, 2022 · Amount on File |
| Deed Document Number | 20225153 |
| Deed Book / Page | 2022 / 21164 |
| Last Transfer Date | Dec 13, 2023 |
| Transfer Doc | 2023-16562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 13 GOVERNOR AVE, WESTERLY, RI 02891-4413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02025-7522 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 2025/7522 |
| Instrument | 2025-1786 |
| Name | WASHINGTON MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Type Change Date | Jul 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 13, 2023 |
| Property Address | 13 GOVERNOR AVE, WESTERLY, RI 02891-4413 |
| Document Number | 2023-16562 |
| Book / Page | 2023 / 16562 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023-4139 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 HYLAND AVE, E GREENWICH, RI 02818-2901 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 22, 2022 |
| Property Address | 13 GOVERNOR AVE, WESTERLY, RI 02891-4413 |
| Document Number | 2022-21164 |
| Book / Page | 2022 / 21164 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022-5153 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 33 HYLAND AVE, E GREENWICH, CT |
| Document Number | 0020225154 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022-5154 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 13 Governor Ave was $3,216.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,216.00 | $452,300 Land $392,900 Building $59,400 | $531,269 |
| 2023 | $3,101.00 (-0.77%) | $322,300 (-1.41%) Land $281,100 Building $41,200 | |
| 2022 | $3,125.00 | $326,900 Land $281,100 Building $45,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Governor Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 Governor Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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