5 Gothic St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 5 Gothic St, Mc Graw, NY 13101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1865
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual on Record
Last Sale	$93,000 (Oct 2021)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112203 88.15-02-32.000`

Property Details

APN / Parcel Number

Primary APN	`112203 88.15-02-32.000`
Alternative APN	`220308801500020320000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	954 sqft
Upper Floors Area	200 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	106 ft deep x 68.4 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 GOTHIC ST
City	MC GRAW
State	NY
Zip	13101-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	1
Census Block	1030
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5 GOTHIC ST, MC GRAW, NY 13101-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20215446
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Oct 8, 2021
Property Address	5 GOTHIC ST, MC GRAW, NY 13101-7710
Document Number	5446
Instrument Date	Oct 5, 2021
Instrument	2021-05446
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 FERCOR DR, CORTLAND, NY 13045

Mortgage

Document Number	5447
Date	Oct 8, 2021
Instrument	2021-05447

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+1.11%)	$75,000 (-) Land $6,800 Building $68,200	$119,048 (+11.11%) Land $10,794 Building $108,254
2023	$1,446.00	$75,000 Land $6,800 Building $68,200	$107,143 Land $9,714 Building $97,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	12 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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