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3 Gothic St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 3 Gothic St, Mc Graw, NY 13101 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,136 sqft · built 1900
Lot Size0.048 acres (2,120 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Apr 2025)
Tax Bill$390 (2025)
Deeds & MortgagesDec 2025 Sale
Aug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN112203 88.15-02-31.000

Property Details

APN / Parcel Number

Primary APN112203 88.15-02-31.000
Alternative APN
  • 220308801500020310000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area865 sqft
Upper Floors Area271 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area2,120 sqft (0.048 acres)
Lot Dimensions47.1 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 GOTHIC ST
CityMC GRAW
StateNY
Zip13101-7710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number31.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1030
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112203 88.15-02-31.000

Assessment roll updated March 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address99 HOUGHTON HILL RD, HOMER, NY 13077-8326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Warranty Deed, Transfer
Aug 01, 2023Deed of Trust, Mortgage · Line of Credit
CFCU COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleJan 15, 2015 · Amount on Record
Deed Document Number20252331
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateDec 29, 2025
Property Address3 GOTHIC ST, MC GRAW, NY 13101-7710
Document Number0000005991
Instrument DateSep 04, 2025
Instrument2025-05991
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 HOUGHTON HILL RD, HOMER, NY 13077-8326

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address3 GOTHIC ST, MC GRAW, NY 13101-7710
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004348
DateAug 01, 2023
Instrument2023-04348
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 01, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
MunicipalityMcGraw Village
Unified School DistrictMcGraw Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$390.00$20,000 (-) Land $5,500 Building $14,500$31,746 (+3.18%) Land $8,730 Building $23,016
2024$390.00 (-51.43%)$20,000 (-) Land $5,500 Building $14,500$30,769 (+7.69%) Land $8,461 Building $22,308
2023$803.00$20,000 Land $5,500 Building $14,500$28,571 Land $7,857 Building $20,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Point Broadband Fiber HoldingFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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