5 Glendale Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 5 Glendale Rd, Loretto, TN 38469

Property Summary

Property Type	Apartments (5+ Units)
Details	12 ba · 10,904 sqft · built 1994
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2022)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050134 02606`

Property Details

APN / Parcel Number

Primary APN	`050134 02606`
Alternative APN	`134 02606`

Interior

Full Baths	12 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	10,904 sqft Total Area
Upper Floors Area	3,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	153 ft deep x 173 ft wide

Exterior Amenities

Porch	Slab
Porch Area	464 sqft
Deck Area	464 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5 GLENDALE RD
City	LORETTO
State	TN
Zip	38469-2840
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960700

Owner

Source: Lawrence County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 550, LORETTO, TN 38469-0550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 7, 2024	Deed of Trust, Mortgage · Commercial Mortgage WAYNE COUNTY BANK
Sep 2, 2025	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK OF LAWRENCE COUNTY A BRANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	20227603
Deed Book / Page	697 / 30
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Recording Date	Sep 17, 2026
Property Address	5 GLENDALE RD, LORETTO, TN 38469-2840
Document Number	0000005677
Book / Page	839 / 794
Instrument Date	Sep 16, 2026
Instrument	20265677
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GLENDALE RD, LORETTO, TN 38469-2840

Mortgage

Document Number	0000005677,
Date	Sep 17, 2026
Book Page	839/794
Instrument	20265677

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	5 GLENDALE RD, LORETTO, TN 38469-2840
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 S HIGH ST, WAYNESBORO, TN 38485-2616

Mortgage

Document Number	0000738157
Date	Mar 7, 2024
Book Page	738/157
Instrument	24001142

Lender

Name	WAYNE COUNTY BANK
Type	Bank
Address	100 S MILITARY ST, LORETTO, TN 38469

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 6, 2027

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 6, 2025
Min Rate At Change	6.5%
Max Rate At Change	13.5%
Index	Prime Rate
Max Rate	10.5%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	5 GLENDALE RD, LORETTO, TN 38469-2840
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000796518
Date	Sep 2, 2025
Book Page	796/518
Instrument	25005071

Lender

Name	CITIZENS BANK OF LAWRENCE COUNTY A BRANC
Address	100 S MILITARY ST, LORETTO, TN 38469

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00	$149,560 (-) Land $8,800 Building $140,760
2023	$3,007.00	$149,560 (-) Land $8,800 Building $140,760
2022	$3,007.00	$149,560 Land $8,800 Building $140,760	$373,900 Land $22,000 Building $351,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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