Lawrence County property record for 3 Glendale Rd, Loretto, TN 38469
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 15 ba · 4,524 sqft · built 2023 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Apr 2020) |
| Tax Bill | $3,020 (2023) |
| Deeds & Mortgages | May 2022 Construction Loan Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050134 02603 |
| Primary APN | 050134 02603 |
|---|---|
| Alternative APN |
|
| Full Baths | 15 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,524 sqft Living Area |
| 1st Floor Area | 4,524 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 124,582 sqft (2.86 acres) |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3 GLENDALE RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2817 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960700 |
Source: Lawrence County records · APN 050134 02603
Assessment roll updated January 23, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 550, LORETTO, TN 38469-0550 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage WAYNE COUNTY BANK |
| Mar 07, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WAYNE COUNTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Document Number | 20202297 |
| Deed Book / Page | 591 / 691 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 3 GLENDALE RD, LORETTO, TN 38469-2817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000676708 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 676/708 |
| Instrument | 22003340 |
| Name | WAYNE COUNTY BANK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, TN 38485 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 3 GLENDALE RD, LORETTO, TN 38469-2817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 216 S HIGH ST, WAYNESBORO, TN 38485-2616 |
| Document Number | 0000738157 |
|---|---|
| Date | Mar 07, 2024 |
| Book Page | 738/157 |
| Instrument | 24001142 |
| Name | WAYNE COUNTY BANK |
|---|---|
| Type | Bank |
| Address | 100 S MILITARY ST, LORETTO, TN 38469 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 06, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 06, 2025 |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 13.5% |
| Index | Prime Rate |
| Max Rate | 10.5% |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419,600 (-) Land $8,600 Building $411,000 | ||
| 2024 | $419,600 (-) Land $8,600 Building $411,000 | ||
| 2023 | $3,020.00 (+2,296.83%) | $419,600 (+7,706.51%) Land $8,600 Building $411,000 | |
| 2022 | $126.00 | $5,375 Land $5,375 | $1,049,000 Land $21,500 Building $1,027,500 |
Source: FEMA National Flood Hazard Layer as of November 17, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 56 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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