5 Garden Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 5 Garden Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 1954
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$772,500 (Feb 2019)
Tax Bill	$18,501 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04701-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-04701-0000-00006`
Alternative APNs	`1800096B00039` `180470100006`

Interior

Stories	2 Stories
Building Area	2,004 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800096B00039
Street Address	5 GARDEN RD
City	SUMMIT
State	NJ
Zip	07901-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CHATHAM BLDG MATERIALS CO
Legal Block	4701
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4004
Census Tract	37900

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GARDEN RD, SUMMIT, NJ 07901-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 7, 2019	Deed, Transfer OLD REPUBLIC NATL INS CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	2019309713
Deed Book / Page	6308 / 436
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 GARDEN RD, SUMMIT, NJ 07901-3028
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	RARITAN VALLEY TITLE EXAMINERS, RARITAN VALLEY TTL EXAMINERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149200240
Date	Mar 25, 2021
Book Page	14920/240
Instrument	7952

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 GARDEN RD, SUMMIT, NJ 07901-3028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146442958
Date	Jan 27, 2020
Book Page	14644/2958
Instrument	685752

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 7, 2019
Property Address	5 GARDEN RD, SUMMIT, NJ 07901-3028
Document Number	0063080436
Book / Page	6308 / 0436
Map Reference	MAP 383-B
Instrument Date	Jan 22, 2019
Instrument	309713
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL INS CO

Transaction

Amount	Amount Recorded
Tax	$7,013.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3212 WRENFORD ST, 3212, DAYTON, OH 45409-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GARDEN RD, SUMMIT, NJ 07901-3028

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,800 (-) Land $192,000 Building $221,800	$413,800 (-) Land $192,000 Building $221,800
2025	$18,501.00 (+2.64%)	$413,800 (-) Land $192,000 Building $221,800	$413,800 (-) Land $192,000 Building $221,800
2024	$18,025.00 (+1.7%)
2023		$413,800 Land $192,000 Building $221,800	$413,800 Land $192,000 Building $221,800
2022	$17,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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