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1 Garden Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 1 Garden Rd, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,303 sqft · built 1954
Lot Size0.239 acres (10,411 sqft)
Owner2 Individual Names on File
Last Sale$792,000 (Jul 2014)
Tax Bill$22,342 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-04701-0000-00005

Property Details

APN / Parcel Number

Primary APN18-04701-0000-00005
Alternative APNs
  • 1800096B00040
  • 180470100005

Interior

Stories2 Stories
Building Area2,303 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleColonial
Construction TypeFrame
Lot Area10,411 sqft (0.239 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1800096B00040
Street Address1 GARDEN RD
CitySUMMIT
StateNJ
Zip07901-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOGDEN TR 01
Legal Block4701
Legal Lot Number5
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group4
Census Block4004
Census Tract37900

Owner

Source: Union County and Summit City records · APN 18-04701-0000-00005

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 GARDEN RD, SUMMIT, NJ 07901-3028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2014 · Amount on Record
Deed SaleJul 29, 2014 · Amount on Record
Prior SaleApr 24, 2003
Deed Document Number2014252910
Deed Book / Page6014 / 484
Prior Transfer DateFeb 03, 2010
Prior Transfer Doc0058070597
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1 GARDEN RD, SUMMIT, NJ 07901-3028
Transaction TypeMortgage
Record UpdatedApr 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 GARDEN RD, SUMMIT, NJ 07901-3028

Mortgage

Document Number0152832978
DateSep 28, 2022
Book Page15283/2978
Instrument43688
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term483 Months
DueDec 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1 GARDEN RD, SUMMIT, NJ 07901-3028
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148400001
DateDec 16, 2020
Book Page14840/1
Instrument705967
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$499,700 (-) Land $191,700 Building $308,000$499,700 (-) Land $191,700 Building $308,000
2025$22,342.00 (+2.64%)$499,700 (+26.12%) Land $191,700 Building $308,000$499,700 (+26.12%) Land $191,700 Building $308,000
2024$21,767.00 (+28.28%)
2023$396,200 Land $191,700 Building $204,500$396,200 Land $191,700 Building $204,500
2022$16,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims11 (2004–2026)
Claims Outside the SFHA6 of 11
Most Recent ClaimJul 2026, other causes
Claims By Storm
  • Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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