5 Garden Ln, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 5 Garden Ln, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 857 sqft · built 1996
Lot Size	0.759 acres (33,062 sqft)
Owner	2 Individual Names on File
Last Sale	$246,800 (Sep 2019)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D4332R`

Property Details

APN / Parcel Number

Primary APN	`D4332R`
Alternative APNs	`WINM M:19 B:7 L:6` `019007006000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	857 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	857 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,062 sqft (0.759 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D4332R
Street Address	5 GARDEN LN
City	WINDHAM
State	ME
Zip	04062-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	7
Legal Lot Number	6
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1000
Census Tract	4802

Owner

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GARDEN LN, WINDHAM, ME 04062-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit PEOPLESCHOICE CREDIT UNION
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Aug 4, 2015 · Amount on Record
Deed Book / Page	35980 / 65
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	5 GARDEN LN, WINDHAM, ME 04062-5047
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0407090249
Date	Apr 22, 2024
Book Page	40709/249
Instrument	12715

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	5 GARDEN LN, WINDHAM, ME 04062-5047
Document Number	0374160329
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GARDEN LN WINDHAM ME 040625047, WINDHAM, ME 04062-5047

Mortgage

Document Number	0374160329
Date	Nov 12, 2020
Book Page	037416/000329
Instrument	72979

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Sep 16, 2019
Property Address	5 GARDEN LN, WINDHAM, ME 04062-5047
Document Number	0359800065
Book / Page	035980 / 000065
Instrument Date	Sep 6, 2019
Instrument	45446
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 GARDEN LN WINDHAM ME 040625047, WINDHAM, ME 04062-5047

Mortgage

Document Number	359800067
Date	Sep 16, 2019
Book Page	035980/000067
Instrument	45447

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,305.00 (+10.98%)	$357,000 (+5.56%) Land $157,900 Building $199,100
2024	$3,879.00 (+8.81%)	$338,200 (+6.25%) Land $139,100 Building $199,100
2023	$3,565.00 (+5.41%)	$318,300 (+9.27%) Land $129,200 Building $189,100
2022	$3,382.00	$291,300 Land $116,800 Building $174,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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