12 Garden Ln, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 12 Garden Ln, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 954 sqft · built 1995
Lot Size	0.599 acres (26,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,600 (Nov 2018)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L5278R`

Property Details

APN / Parcel Number

Primary APN	`L5278R`
Alternative APNs	`WINM M:19 B:7 L:11` `019007011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	954 sqft
Basement Area	920 sqft
Unfinished Basement	70 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,092 sqft (0.599 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L5278R
Street Address	12 GARDEN LN
City	WINDHAM
State	ME
Zip	04062-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	PLAN EASTSIDE SUB
Legal Block	7
Legal Lot Number	11
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1000
Census Tract	4802

Owner

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 GARDEN LN, WINDHAM, ME 04062-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Nov 26, 2018	Warranty Deed, Transfer · FHA Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Book / Page	35309 / 57
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	12 GARDEN LN, WINDHAM, ME 04062-5047
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384550244
Date	Jul 22, 2021
Book Page	38455/244
Instrument	52319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Nov 26, 2018
Property Address	12 GARDEN LN, WINDHAM, ME 04062-5047
Document Number	0353090057
Book / Page	035309 / 000057
Instrument Date	Nov 21, 2018
Instrument	59874
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 FOREST AVE #F3 PORTLAND ME 041031822, F3, PORTLAND, ME 04103-1822

Mortgage

Document Number	353090059
Date	Nov 26, 2018
Book Page	035309/000059
Instrument	59875

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,322.00 (+9.82%)	$441,300 (+4.45%) Land $155,800 Building $285,500
2024	$4,846.00 (+8.48%)	$422,500 (+5.94%) Land $137,000 Building $285,500
2023	$4,467.00 (+5.16%)	$398,800 (+8.99%) Land $127,300 Building $271,500
2022	$4,248.00	$365,900 Land $115,000 Building $250,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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