5 Gable Ct, Fredericksburg, VA 22406 Property Records

Stafford County property record for 5 Gable Ct, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,701 sqft · built 1992
Lot Size	0.586 acres (25,561 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Sep 2022)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44L-2-24`

Property Details

APN / Parcel Number

Primary APN	`44L-2-24`
Alternative APNs	`044L 2 24` `26617`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,701 sqft Living Area
1st Floor Area	532 sqft
Basement Area	420 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,561 sqft (0.586 acres)
Garage Type	Basement
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	26617
Old Parcel Number	044L 2 24
Street Address	5 GABLE CT
City	FREDERICKSBURG
State	VA
Zip	22406-6265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 24 SEC 2 25559 SQFT CARDINAL FOREST
Legal Subdivision	CARDINAL FOREST
Legal Lot Number	24
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3003
Census Tract	10305

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 GABLE CT, FREDERICKSBURG, VA 22406-6265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	220018897
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 GABLE CT, FREDERICKSBURG, VA 22406-6265
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GABLE CT, FREDERICKSBURG, VA 22406-6265

Mortgage

Document Number	0250012704
Date	Sep 29, 2025
Instrument	250012704

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 20, 2022
Property Address	5 GABLE CT, FREDERICKSBURG, VA 22406-6265
Document Number	0220018897
Instrument Date	Sep 19, 2022
Instrument	220018897
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	PSH TITLE LLC, PSR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GABLE CT, FREDERICKSBURG, VA 22406-6265

Mortgage

Document Number	0220018898
Date	Sep 20, 2022
Instrument	220018898

Lender

Name	HOME SAVINGS & TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 GABLE CT, FREDERICKSBURG, VA 22406-6265
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002772
Date	Feb 6, 2020
Instrument	200002772

Lender

Name	MANUFACTURERS & TRADERS TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+14.48%)	$395,900 (+15.49%) Land $130,000 Building $265,900	$395,900 (+15.49%) Land $130,000 Building $265,900
2023	$3,239.00 (+16.59%)	$342,800 Land $125,000 Building $217,800	$342,800 Land $125,000 Building $217,800
2021	$2,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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