3 Gable Ct, Fredericksburg, VA 22406 Property Records

Stafford County property record for 3 Gable Ct, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,260 sqft · built 1993
Lot Size	0.328 acres (14,301 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jul 2023)
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`44L-2-23`

Property Details

APN / Parcel Number

Primary APN	`44L-2-23`
Alternative APNs	`044L 2 23` `26616`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Basement Area	1,031 sqft
Finished Basement	1,031 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,301 sqft (0.328 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	130 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	26616
Old Parcel Number	044L 2 23
Street Address	3 GABLE CT
City	FREDERICKSBURG
State	VA
Zip	22406-6265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 23 SEC 2 14300 SQFT CARDINAL FOREST
Legal Subdivision	CARDINAL FOREST
Legal Lot Number	23
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3003
Census Tract	10305

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 GABLE CT, FREDERICKSBURG, VA 22406-6265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK
Feb 7, 2022	Transfer on Death Deed, Transfer
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	230008720
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 17, 2023
Property Address	3 GABLE CT, FREDERICKSBURG, VA 22406-6265
Document Number	0230008720
Instrument Date	Jul 13, 2023
Instrument	230008720
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GABLE CT, FREDERICKSBURG, VA 22406-6265

Mortgage

Document Number	0230008723
Date	Jul 17, 2023
Instrument	230008723

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 7, 2022
Property Address	3 GABLE CT, FREDERICKSBURG, VA 22406-6265
Document Number	0220002822
Instrument Date	Oct 29, 2021
Instrument	220002822
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 FRIARS WALK LN, GLEN ALLEN, VA 23059-2596

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	3 GABLE CT, FREDERICKSBURG, VA 22406-6265
Document Number	170008001
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 GABLE CT FREDERICKSBURG VA 224066265, FREDERICKSBURG, VA 22406-6265

Mortgage

Document Number	170008001
Date	May 8, 2017
Instrument	8001

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2032

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,428.00 (+15.46%)	$472,800 (+16.48%) Land $130,000 Building $342,800	$472,800 (+16.48%) Land $130,000 Building $342,800
2023	$3,835.00 (+19.81%)	$405,900 (-) Land $125,000 Building $280,900	$405,900 (-) Land $125,000 Building $280,900
2022		$405,900 Land $125,000 Building $280,900	$405,900 Land $125,000 Building $280,900
2021	$3,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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