5 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 5 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,903 sqft · built 2004
Lot Size	0.489 acres (21,301 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Oct 2003)
Tax Bill	$7,878 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2830-00000-0370`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2830-00000-0370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,903 sqft Living Area
Gross Area	4,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,301 sqft (0.489 acres)
Lot Width	71 ft Width
Driveway	Brick Driveway
Driveway Area	1,116 sqft
Pool Area	273 sqft
Patio Area	225 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT STREET AT GRAND HAVEN PHASE 1 LOT 37 OR 621 PG 1629 OR 836 PG 1113 OR 991 PG 846 OR 1723/258 OR 1751/1990-CD OR 1912/564 OR 2141/279-RDMAN JOHNSON TRUST
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET AT GRAND HAVEN
Legal Phase	1
Legal Lot Number	37
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

5 Front St is owned by a company that bought it in October 2003 and is owner-occupied.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	5 FRONT ST, PALM COAST, FL 32137-1453
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2003 · Amount on File
Deed Sale	Oct 6, 2003 · Amount on File
Prior Sale	Jul 17, 2002 · Amount on File
Deed Book / Page	991 / 846
Prior Transfer Date	Sep 30, 2003
Prior Transfer Doc	0009910846
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	5 FRONT ST, PALM COAST, FL 32137-1453
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRONT ST, PALM COAST, FL 32137-1453

Mortgage

Document Number	0026020260
Date	Sep 1, 2021
Book Page	2602/260
Instrument	2021048517

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5 Front St was $7,878 with a homeowner's exemption, down 25.9% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,878.00 (-25.93%) Homeowner's exemption	$476,634	$759,227 Land $276,900 Building $482,327
2024	$10,636.00 (+3.56%)
2023	$10,270.00 (+3.61%) Homeowner's exemption	$449,710 (+3%)	$793,072 (+15.5%) Land $276,900 Building $516,172
2022	$9,912.00 Homeowner's exemption	$436,611	$686,634 Land $265,185 Building $421,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Front St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000