11 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 11 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,177 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on File
Last Sale	$335,000 (Jul 2014)
Tax Bill	$12,384 (2025)
Deeds & Mortgages	May 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2830-00000-0400`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2830-00000-0400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,177 sqft Heated Area
Gross Area	4,646 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Width	70 ft Width
Driveway	Driveway
Driveway Area	240 sqft
Pool Type	Enclosed Pool
Pool Area	316 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	11 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT STREET AT GRAND HAVEN PHASE 1 LOT 40 OR 564 PG 186 OR 821/1049 OR 2011/877
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET AT GRAND HAVEN
Legal Phase	1
Legal Lot Number	40
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

11 Front St is owned by a company that bought it in July 2014 and is owner-occupied.

Source: Flagler County records, as of December 22, 2025

Owner of Record	2 Company Names on File
Mailing Address	11 FRONT ST, PALM COAST, FL 32137-1453
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2014 · Amount on File
Deed Sale	Jul 1, 2014 · Amount on File
Prior Sale	May 13, 2002 · Amount on File
Deed Document Number	2014019824
Deed Book / Page	2011 / 0877
Record Updated	Jun 8, 2026

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	May 25, 2017
Property Address	11 FRONT ST, PALM COAST, FL 32137-1453
Document Number	0022071104
Book / Page	002207 / 001104
Instrument Date	May 3, 2016
Instrument	18489
Transaction Type	Construction Loan
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6 MARSHVIEW LN PALM COAST FL 321371633, PALM COAST, FL 32137-1633

Mortgage

Document Number	22071104
Date	May 25, 2017
Book Page	002207/001104
Instrument	18489

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 11 Front St was $12,384 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,384.00 Homeowner's exemption	$724,580	$890,860 Land $273,000 Building $617,860
2023	$14,604.00 (+2.6%) Homeowner's exemption	$683,651 (+3%)	$918,755 (+16.74%) Land $273,000 Building $645,755
2022	$14,234.00 Homeowner's exemption	$663,739	$787,015 Land $261,450 Building $525,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Front St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000