5 Frederick St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 5 Frederick St, Westfield, MA 01085

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,470 sqft · built 1912
Lot Size0.159 acres (6,938 sqft)
Owner2 Individual Names on Record
Last Sale$132,500 (Aug 2001)
Tax Bill$4,091 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2022 Refinance
+ 1 more
Flood ZoneZone X (reduced by levee)
APNWFLD M:8 L:40

Property Details

APN / Parcel Number

Primary APNWFLD M:8 L:40
Alternative APN
  • M:329008 B:00040 L:00000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units3 Units
Stories2 Stories
Building Area2,470 sqft Living Area
Gross Area4,363 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,938 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address5 FREDERICK ST
CityWESTFIELD
StateMA
Zip01085-8229
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Lot Number40
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1012
Census Tract812702

Owner

Source: Hampden County and Westfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 FREDERICK ST, WESTFIELD, MA 01085-8229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TD BANK NA
Jan 12, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
NATIONSTAR MORTGAGE LLC
Nov 5, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2001 · Amount on Record
Deed SaleAug 28, 2001 · Amount on Record
Last Transfer DateJan 5, 2022
Transfer Doc024352-176
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address5 FREDERICK ST, WESTFIELD, MA 01085-8229
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025026-220
DateJun 1, 2023
Book Page25026/220
Instrument24898
Lender
NameTD BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueJul 1, 2033

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateJan 12, 2022
Property Address5 FREDERICK ST, WESTFIELD, MA 01085-8229
Document Number024352-176
Book / Page24352 / 176
Instrument DateJan 5, 2022
Instrument2161
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 FREDERICK ST, WESTFIELD, MA 01085-8229

Mortgage

Document Number024352-179
DateJan 12, 2022
Book Page24352/179
Instrument2162
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address5 FREDERICK ST, WESTFIELD, MA 01085-8229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22937-585
DateNov 5, 2019
Book Page22937/585
Instrument64890
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,091.00 (+3.1%)$269,500 (+15.32%) Land $77,000 Building $192,500
2023$3,968.00$233,700 Land $66,700 Building $167,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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