Penobscot County and Old Town City property record for 5 Franklin St, Old Town, ME 04468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,289 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,269 (2025) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Oct 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OLDN M:015 L:054 |
| Primary APN | OLDN M:015 L:054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,289 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 914 |
|---|---|
| Street Address | 5 FRANKLIN ST |
| City | OLD TOWN |
| State | ME |
| Zip | 04468-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 - |
| Legal Lot Number | 54 |
| Jurisdiction | OLD TOWN ME |
| Township / Civil Division | OLD TOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 7200 |
5 Franklin St is owned and occupied by two individuals.
Source: Penobscot County and Old Town City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 FRANKLIN ST, OLD TOWN, ME 04468-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 4, 2018 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Sep 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Recording Date | Aug 13, 2026 |
| Property Address | 5 FRANKLIN ST, OLD TOWN, ME 04468-5102 |
| Document Number | 0000021963 |
| Book / Page | 17977 / 84 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 202621963 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 FRANKLIN ST, OLD TOWN, ME 04468-5102 |
| Document Number | 0000021963, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 17977/84 |
| Instrument | 202621963 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Property Address | 5 FRANKLIN ST, OLD TOWN, ME 04468-5102 |
| Document Number | 0149820019 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 5 FRANKLIN ST OLD TOWN ME 044685102, OLD TOWN, ME 04468-5102 |
| Document Number | 0149820019 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 014982/000019 |
| Instrument | 33094 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Recording Date | Sep 15, 2017 |
| Property Address | 5 FRANKLIN ST, OLD TOWN, ME 04468-5102 |
| Document Number | 0146090244 |
| Book / Page | 014609 / 000244 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 28615 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FRANKLIN ST OLD TOWN ME 044685102, OLD TOWN, ME 04468-5102 |
The 2025 property tax bill for 5 Franklin St was $3,269, up 12.9% from the year before.
Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Old Town City |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,269.00 (+12.88%) | $163,600 (-) Land $18,300 Building $145,300 | |
| 2024 | $2,896.00 | $163,600 (-) Land $18,300 Building $145,300 | |
| 2023 | $2,896.00 (+26.74%) | $163,600 (+50.37%) Land $18,300 Building $145,300 | $141,455 |
| 2022 | $2,285.00 | $108,800 Land $15,900 Building $92,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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