22 Franklin St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 22 Franklin St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,899 sqft · built 1840
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Apr 2026)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:015 L:018`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:015 L:018`
Alternative APN	`315`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,899 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	315
Street Address	22 FRANKLIN ST
City	OLD TOWN
State	ME
Zip	04468-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 -
Legal Lot Number	18
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1011
Census Tract	7200

Owner

22 Franklin St is owned by an individual who bought it in April 2026.

Source: Penobscot County and Old Town City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	31 STOCKBRIDGE DR, YANMONTH, ME
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage
Jun 28, 2018	Warranty Deed, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	20267943
Deed Book / Page	17835 / 85
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Apr 10, 2026
Property Address	22 FRANKLIN ST, OLD TOWN, ME 04468-2197
Document Number	0178350085
Book / Page	17835 / 85
Instrument Date	Apr 9, 2026
Instrument	2026.7943
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 10, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jun 28, 2018
Property Address	22 FRANKLIN ST, OLD TOWN, ME 04468-2197
Document Number	0148540204
Book / Page	14854 / 0204
Instrument	000000017274
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017275
Date	Jun 28, 2018
Instrument	000000017275

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22 Franklin St was $3,041, up 12.9% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (+12.88%)	$152,200 (-) Land $24,200 Building $128,000
2024	$2,694.00	$152,200 (-) Land $24,200 Building $128,000
2023	$2,694.00 (+16.22%)	$152,200 (+37.86%) Land $24,200 Building $128,000	$177,935
2022	$2,318.00	$110,400 Land $21,100 Building $89,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures