5 Foss Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Foss Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1933
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2003)
Tax Bill	$5,450 (2026)
Deeds & Mortgages	Apr 2022 Refinance Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0008 L:0014`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0008 L:0014`
Alternative APNs	`M:005=F B:0008 L:0014` `3327035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,212 sqft Living Area
Gross Area	1,889 sqft
1st Floor Area	736 sqft
Basement Area	604 sqft
Unfinished Basement	604 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3327035
Street Address	5 FOSS AVE
City	SAUGUS
State	MA
Zip	01906-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	14
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2021
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 FOSS AVE, SAUGUS, MA 01906-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUAD CTY BK&TR
Oct 1, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2003 · Amount on Record
Deed Sale	Apr 30, 2003 · Amount on Record
Prior Sale	Dec 29, 2000 · Amount on Record
Deed Book / Page	20711 / 283
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 FOSS AVE, SAUGUS, MA 01906-3703
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040871-333
Date	Apr 19, 2022
Book Page	40871/333
Instrument	20220419001320

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 FOSS AVE, SAUGUS, MA 01906-3703
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40465-246
Date	Nov 9, 2021
Book Page	40465/246
Instrument	20211109000390

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 FOSS AVE, SAUGUS, MA 01906-3703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38544-166
Date	May 26, 2020
Book Page	38544/166
Instrument	20200526000020

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 FOSS AVE, SAUGUS, MA 01906-3703
Document Number	37664-129
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 FOSS AVE SAUGUS MA 019063703, SAUGUS, MA 01906-3703

Mortgage

Document Number	37664-129
Date	Jul 15, 2019
Book Page	037664/000129
Instrument	1907152290

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 FOSS AVE, SAUGUS, MA 01906-3703
Document Number	37067-160
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 FOSS AVE SAUGUS MA 019063703, SAUGUS, MA 01906-3703

Mortgage

Document Number	37067-160
Date	Oct 5, 2018
Book Page	037067/000160
Instrument	5003830

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,450.00 (+3.51%)	$523,000 (+6.09%) Land $319,600 Building $201,300	$576,367 (+7.84%)
2025	$5,265.00 (+4.57%)	$493,000 (+4.27%) Land $290,500 Building $202,500	$534,470
2024	$5,035.00 (+2.78%)	$472,800 (+8.66%) Land $273,900 Building $198,900
2023	$4,899.00	$435,100 Land $240,700 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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