Essex County and Saugus Town property record for 12 Foss Ave, Saugus, MA 01906
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,744 sqft · built 1900 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,813 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:005-F B:0007 L:0004 |
| Primary APN | SAUG M:005-F B:0007 L:0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,991 sqft |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,999 sqft (0.092 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1211036 |
|---|---|
| Street Address | 12 FOSS AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3704 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NA |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 208101 |
12 Foss Ave, a duplex, is owned and occupied by an individual.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 FOSS AVE, SAUGUS, MA 01906-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 FOSS AVE, SAUGUS, MA 01906-3704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36762-97 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 36762/97 |
| Instrument | 180604002510 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 12 Foss Ave was $6,813, up 2.8% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,813.00 (+2.79%) | $653,800 (+5.35%) Land $323,400 Building $330,400 | $682,018 |
| 2025 | $6,628.00 (+4.03%) | $620,600 (+3.74%) Land $294,000 Building $326,600 | |
| 2024 | $6,371.00 (+2.61%) | $598,200 (+8.49%) Land $277,200 Building $321,000 | |
| 2023 | $6,209.00 | $551,400 Land $243,600 Building $307,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Foss Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Foss Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile, Verizon.
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