Prospect Town property record for 5 Forest Ridge Rd, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,392 sqft · built 1996 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jul 2019) |
| Tax Bill | $11,192 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O0253060 |
| Primary APN | O0253060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 3,764 sqft |
| Basement Area | 1,372 sqft |
| Unfinished Basement | 872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | O0253060 |
|---|---|
| Street Address | 5 FOREST RIDGE RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 55 |
| Legal Lot Number | 5 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 347100 |
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit SECURITY CREDIT UNION |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Jul 2, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Sep 26, 2001 · Amount on Record |
| Deed Book / Page | 840 / 315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Sep 3, 2026 |
| Property Address | 5 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Document Number | 0000000916 |
| Book / Page | 940 / 92 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026916 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Document Number | 0000000916, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 940/92 |
| Instrument | 2026916 |
| Name | SECURITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 5 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 861-174 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 861/174 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Jul 2, 2019 |
| Property Address | 5 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Document Number | 840-315 |
| Book / Page | 000840 / 000315 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FOREST RIDGE RD PROSPECT CT 067121754, PROSPECT, CT 06712-1754 |
| Document Number | 840-317 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 000840/000317 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 1, 2026 |
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,192.00 (+11.34%) | $393,120 (-) Land $125,440 Building $267,680 | $670,406 (+143.62%) |
| 2025 | $10,052.00 | $393,120 (+40.46%) Land $125,440 Building $267,680 | $275,184 Land $87,808 Building $187,376 |
| 2024 | $10,052.00 (+12.51%) | ||
| 2023 | $8,934.00 (-0.09%) | $279,890 (-) Land $125,410 Building $154,480 | |
| 2022 | $8,942.00 | $279,890 Land $125,410 Building $154,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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