Prospect Town property record for 1 Forest Ridge Rd, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,322 sqft · built 1996 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Oct 1997) |
| Tax Bill | $9,676 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O0253040 |
| Primary APN | O0253040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,466 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | O0253040 |
|---|---|
| Street Address | 1 FOREST RIDGE RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 55 |
| Legal Lot Number | 1 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 347100 |
1 Forest Ridge Rd is owned and occupied by two individuals who bought it in October 1997.
Source: Prospect Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DC TEACHERS FEDERAL CREDIT UNION |
| Mar 18, 2021 | Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC |
| Mar 18, 2021 | Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC |
| Dec 21, 2018 | Warranty Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1997 · Amount on File |
| Deed Sale | Oct 21, 1997 · Amount on File |
| Prior Sale | Jul 26, 1996 · Amount on File |
| Deed Book / Page | 296 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | May 29, 2026 |
| Property Address | 1 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Document Number | 000938-523 |
| Book / Page | 938 / 523 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026469 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Document Number | 0000000469, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 938/523 |
| Instrument | 2026469 |
| Name | DC TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 1 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000886-25 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 886/25 |
| Instrument | 522 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 1 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 886-25 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 886/25 |
| Instrument | 522 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Dec 21, 2018 |
| Property Address | 1 FOREST RIDGE RD, PROSPECT, CT 06712-1754 |
| Document Number | 832-270 |
| Book / Page | 832 / 270 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 832272 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 832/272 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1 Forest Ridge Rd was $9,676, up 11.3% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,676.00 (+11.35%) | $339,850 (-) Land $123,690 Building $216,160 | $610,186 (+156.49%) |
| 2025 | $8,690.00 | $339,850 Land $123,690 Building $216,160 | $237,895 Land $86,583 Building $151,312 |
| 2024 | $8,690.00 (+13.08%) | ||
| 2023 | $7,685.00 (-0.09%) | $240,760 (-) Land $123,710 Building $117,050 | |
| 2022 | $7,692.00 | $240,760 Land $123,710 Building $117,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Forest Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 Forest Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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