Cumberland Town property record for 5 Ford Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,028 sqft · built 1992 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Dec 2025) |
| Tax Bill | $3,900 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9990-85 |
| Primary APN | 9990-85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9990-85 |
|---|---|
| Street Address | 5 FORD AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 944 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 11403 |
5 Ford Ave is owned and occupied by an individual who bought it in December 2025.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage PROVINCE MORTGAGE ASSOCIATES INC |
| Jul 23, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance ATLANTIC HOME LOANS INC |
| Dec 4, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 3, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 20, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on File |
| Deed Sale | Dec 24, 2025 · Amount on File |
| Prior Sale | Dec 4, 2018 · Amount on File |
| Deed Book / Page | 2019 / 474 |
| Prior Transfer Date | Dec 19, 2025 |
| Prior Transfer Doc | 002019-474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 24, 2025 |
| Property Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Document Number | 002019-474 |
| Book / Page | 2019 / 474 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 152895 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Document Number | 0000152896 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 152896 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 23, 2020 |
| Property Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Document Number | 001847-357 |
| Book / Page | 1847 / 357 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 115747 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 001847-361 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 1847/361 |
| Instrument | 115748 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 4, 2018 |
| Property Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Document Number | 00001790-4 |
| Book / Page | 1790 / 4 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017907 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 1790/7 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 3, 2018 |
| Property Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Document Number | 1780-369 |
| Book / Page | 001780 / 000369 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 SNEECH POND RD CUMBERLAND RI 028642839, CUMBERLAND, RI 02864-2839 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Feb 20, 2018 |
| Property Address | 5 FORD AVE, CUMBERLAND, RI 02864-1948 |
| Document Number | 1766-65 |
| Book / Page | 001766 / 000065 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $195.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 5 Ford Ave was $3,900, up 5.2% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,900.00 (+5.21%) | $389,600 (+28.96%) Land $188,800 Building $200,800 | $427,166 |
| 2025 | $3,707.00 | $302,100 Land $124,700 Building $177,400 | |
| 2023 | $3,510.00 (+0.89%) | $302,100 (+30.16%) Land $124,700 Building $177,400 | |
| 2022 | $3,479.00 | $232,100 Land $87,200 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Ford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5 Ford Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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