Cumberland Town property record for 14 Ford Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,384 sqft · built 2001 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (Nov 2017) |
| Tax Bill | $4,094 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9221-43 |
| Primary APN | 9221-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 1,564 sqft |
| 1st Floor Area | 712 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,008 sqft (0.092 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9221-43 |
|---|---|
| Street Address | 14 FORD AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 941 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 11403 |
14 Ford Ave is owned and occupied by an individual who bought it in November 2017.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 FORD AVE, CUMBERLAND, RI 02864-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Nov 7, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2017 · Amount on File |
| Deed Sale | Nov 7, 2017 · Amount on File |
| Prior Sale | Jun 3, 2011 |
| Deed Book / Page | 1758 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 14 FORD AVE, CUMBERLAND, RI 02864-1940 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001898-45 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 1898/45 |
| Instrument | 125994 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 7, 2017 |
| Property Address | 14 FORD AVE, CUMBERLAND, RI 02864-1940 |
| Document Number | 1758-192 |
| Book / Page | 1758 / 192 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 17580194 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 01758/0194 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2047 |
The 2026 property tax bill for 14 Ford Ave was $4,094, up 6.5% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,094.00 (+6.5%) | $409,000 (+30.55%) Land $186,500 Building $222,500 | $470,094 |
| 2025 | $3,844.00 | $313,300 Land $123,100 Building $190,200 | |
| 2023 | $3,641.00 (+5.6%) | $313,300 (+36.22%) Land $123,100 Building $190,200 | |
| 2022 | $3,448.00 | $230,000 Land $86,100 Building $143,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Ford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Ford Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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