Essex County and Lynn City property record for 5 Floyd Ave, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,043 sqft · built 1920 |
| Lot Size | 0.037 acres (1,607 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jun 2026) |
| Tax Bill | $4,519 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:074 L:181 S:025 |
| Primary APN | B:074 L:181 S:025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,043 sqft Living Area |
| Gross Area | 1,963 sqft |
| Basement Area | 612 sqft |
| Unfinished Basement | 612 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,607 sqft (0.037 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 FLOYD AVE |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 181 |
| Legal Lot Number | 25 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 205300 |
5 Floyd Ave is owned and occupied by an individual who bought it in June 2026.
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 FLOYD AVE, LYNN, MA 01904-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage METRO CREDIT UNION |
| Jun 12, 2026 | Quit Claim Deed, Transfer · Stand-Alone Second Mortgage FEDERAL HOME LOAN BANK NY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Feb 24, 1997 · Amount on File |
| Deed Document Number | 20263910 |
| Deed Book / Page | 43442 / 377 |
| Prior Transfer Date | May 25, 2026 |
| Prior Transfer Doc | 0000003910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jun 12, 2026 |
| Property Address | 5 FLOYD AVE, LYNN, MA 01904-2215 |
| Document Number | 043442-396 |
| Book / Page | 43442 / 396 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 FLOYD AVE, LYNN, MA 01904-2215 |
| Document Number | 0000003930, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 43442/396 |
| Instrument | 20263930 |
| Name | METRO CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jun 12, 2026 |
| Property Address | 5 FLOYD AVE, LYNN, MA 01904-2215 |
| Document Number | 0000003910 |
| Book / Page | 43442 / 377 |
| Instrument Date | May 25, 2026 |
| Instrument | 20263910 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 FLOYD AVE, LYNN, MA 01904-2215 |
| Date | Jun 12, 2026 |
|---|
| Name | FEDERAL HOME LOAN BANK NY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 5 Floyd Ave was $4,519, up 2.1% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,519.00 (+2.06%) | $436,200 (+3.73%) Land $180,600 Building $255,600 | $485,545 |
| 2024 | $4,428.00 (+1.91%) | $420,500 (+7.9%) Land $179,400 Building $241,100 | |
| 2023 | $4,345.00 | $389,700 Land $179,400 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Floyd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Floyd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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